Goals

Goal #1: cc debt destruction!

As of Oct 07 by debt looked pretty freaking horrible:
boa1 4149.39 @ 32.24%
boa2 12659.56 @ 18.24% (952 @ 24.24%)
chase1 5510.45 @ 29.99%
chase2 10485.15 @ 29.99%
chase3 9582.95 @ 28.74%
capone 833.74 @ 14.4%
------------------------
total: 43221.24

My goal back in Oct 07 was to pay 30k toward by debt by the time I turn 30 in July 08. I figured that wouldn't really be equal to reducing my debt by 30k, because of the high interest rates, but it seemed achievable.

I am VERY happy to report that Ive already accomplished that goal!

As of today by debt looks not so bad:
boa1 3558.31 @ 1.99%
boa2 10092.53 @ 15.24% (952 @ 21.24%)
chase1 0 @ 29.99%
chase2 0 @ 29.99%
chase3 0 @ 28.74%
capone 0 @ 14.4%
------------------------
total: 13650.84

New goal here is to pay off all cc debt by Sept 15 08. Freedom! I can taste it.

Goal #2: emergency fund

I'm not sure if 25k is really the right amount. The cost of living is pretty high here in SF, so more than 10k seems wise. Not sure of the timeframe for this either. I have zero savings right now (decided I could tolerate the risk to get rid of high interest debt first).

Rough goal here is to save 10k by end of year.

Goal #3: pay off school loans

I'm not really in a huge rush here. Loans are at 4% and are all consolidated govt loans. After emergency fund is accomplished I will likely ramp up my payments on the school loan.

Goal #?: travel fund? fashion fund?

TBD when priorities are sorted :)